Insurances accepted:

• Aetna

• Oscar

• United Healthcare

*I only see couples/families through my private practice.

Payment

If choosing private pay, I can provide receipts upon request if you would like to submit them to your insurance company for reimbursement. I accept payment via credit card, Health Savings Account, or Flex Spending Account. I use a service called Ivy Pay to easily and confidentially process payments. To confirm your first appointment, a credit card/HSA/FSA card will be required to be placed on file. Payment is due at the start of each session. Below are several key benefits for paying out-of-pocket for mental health services:

• Increased Privacy: Paying out-of-pocket keeps your protected health information (PHI) protected as I do not have to disclose personal information about you, or give you a diagnosis that could be viewed by anyone processing your insurance claims, or your employer; this eliminates the chances of your PHI/diagnosis being used against you.

• High Deductible Insurance Plan or Limited/No Mental Health Coverage: If you have a high insurance deductible, you may have to cover up to the entire cost of therapy out-of-pocket. In addition, some insurance plans do not cover mental health services, which means out-of-pocket payment is still necessary.

• More Flexibility and Personalized Treatment: You are not limited in your therapist options as you may be with an insurance plan, which often has a limited number of in-network providers. In addition, many insurance plans only allow a certain number of sessions per week and/or year, and have limits on the type of therapy that is covered (i.e. only 8 sessions are allowed per year, or individual therapy is covered but family therapy is not covered).

Cancellation/No-Show Policy:

Cancellations: All cancellations and rescheduling must be done prior to 48 hours from your appointment. Cancellations made outside this 48-hour window of your session can be done using my online calendar.

Cancellations within 48 hours must be made via email (katie@connecttherapymn.com). If the notice falls within this time period and the time slot has not been filled either by you or another client, you will be charged a late cancellation fee that is equal to the amount of the session. There may be exceptions to this policy in extreme circumstances (i.e. death in the family, serious injury) that will be determined on a case-by-case basis.

No-Shows: Fee equal to full session amount is automatically applied to all no-shows and must be paid before the next session.

No Surprises Act - MN Legal Notice

You have the right to a written estimate of your medical bill (called a Good Faith Estimate) when:

• Your appointment is scheduled 3 or more days in advance and

• You will not be using insurance to pay for the visit, or you do not have insurance.

You may also request an estimate if one is not automatically provided.

The Good Faith Estimate will include the expected charges of the item or service, such as: the cost of the non-emergent clinic visit, plus any tests, procedures, and supplies.

As a service to you, we provide a fee schedule for all of our patients to view so they know the Good Faith Estimate for all services:
90791 – $175 New Client Intake Session, 55 min
90837 – $150 Individual Therapy Session, 55 min
90847 – $160 Couple/Family Therapy Session, 55 min
              

Make sure to save a copy or photo of your Good Faith Estimate. If you receive a bill from us that is at least $400 more than your estimate, you can dispute it. This must be done within 120 calendar days of receiving the bill.

If you have questions:

Please direct your questions to Katie via email at katie@connecttherapymn.com or by phone at (507)414-7220

For more information about your rights and the No Surprise Bill Act, visit:
www.cms.gov/nosurprises